All comparisons

Comparison

Throughput vs Clover / Lightspeed

Clover hardware dies with the account. Lightspeed taxes you for bringing your own processor. We do neither.

What it replaces: Operations and Data Portal + Real-Time Inventory and Menu Sync Hub

DimensionClover / LightspeedThroughput
Bring-your-own-processor penaltyLightspeed adds $400/month ($4,800/year) to use a third-party processor instead of its ownNo penalty for using the high-risk processor a hemp shop actually needs
Hardware lock-inClover devices are locked to Fiserv; a terminated hemp account means the hardware cannot move and you re-buyProcessor-agnostic; your operations layer is not welded to one sponsor bank's hardware
Account termination riskCBD and smoke-shop accounts get shut down, then must be re-boarded through a new channelBoarded through a hemp-approved channel from the start, sized for long-term processing
Inventory and menu syncInventory lives inside the vendor's closed POS ecosystemReal-time inventory and menu sync hub you own, with COA publishing and compliance built in
Data ownershipCatalog and sales data sit inside Clover/LightspeedYour data in your database, isolated per client, portable if you leave us

The receipts

Lightspeed charges merchants an additional $400 per month ($4,800/year) for using a third-party payment processor instead of Lightspeed Payments. Clover devices are underwritten by Fiserv and locked to the initial processing relationship; when a CBD or smoke-shop account is terminated, the proprietary hardware cannot be reassigned to a new sponsor bank and the merchant must buy new equipment under an approved high-risk channel. (Sources: Merchant Insiders Lightspeed Fees Guide, https://merchantinsiders.com/blogs/lightspeed-fees/ ; AllayPay, Why Clover Shuts Down Smoke Shop Accounts, https://allaypay.com/blog/processing/learn-why-clover-shuts-down-smoke-shop-accounts-and-how-to-get-reboarded-through-the-right-sponsor-bank-with-long-term-processing-stability/ )

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